01 - 
                Heat a skillet over medium heat and cook the ground beef until browned. Drain any excess fat.
              
              
              
                02 - 
                Add taco seasoning, garlic powder, and onion powder to the cooked beef. Stir to combine, then set aside.
              
              
              
                03 - 
                In a saucepan over low heat, melt the cream cheese. Add sour cream and milk, stirring until the mixture is smooth.
              
              
              
                04 - 
                Gradually add shredded cheddar and mozzarella cheeses, stirring constantly until fully melted and combined.
              
              
              
                05 - 
                Mix the cheese sauce with the seasoned beef and crumbled bacon, stirring until evenly combined.
              
              
              
                06 - 
                Adjust seasoning with salt and pepper to taste. Serve hot with tortilla chips for dipping.