01 - 
                Put the milk in a pan and heat on medium until warm and steamy.
              
              
              
                02 - 
                Take it off the stove and stir in the cocoa powder and Biscoff spread. Whisk till everything’s smooth.
              
              
              
                03 - 
                Place it back on the heat until tiny bubbles form and it’s steaming.
              
              
              
                04 - 
                Pour into your favorite mug, then add whipped cream, crumbled cookies, and drizzle on that melted Biscoff.